Dulcet Holding
Dulcet HoldingInvestment Banking
LIVE
Guest Preview ModeYou're viewing this page as a guest. Sign in for full access to data and actions.
CGTMSE · MUDRA · SIDBI · 6-Model AI

MSME
Business Loan

Up to ₹50 Crores · Rates from 9% p.a. · CGTMSE collateral-free option · AI-powered credit decisions by GLM-4, Gemini, Claude, Grok, xAI & Kimi.

Loan Parameters

Loan Amount₹1L – ₹50Cr
Interest Rate9 – 16% p.a.
Tenure12 – 84 Months
CGTMSE CoverageUp to ₹5 Crore
DSCR RequiredMin 1.25x
Disbursement7–15 Working Days
Processing Fee1–2%
6-Model AI Credit Assessment Engine
GLM-4

Financial Ratio Analysis

Gemini 1.5 Pro

GST + MCA Verification

Claude Sonnet

DSCR & Credit Narrative

Kimi

Industry Benchmarking

Grok-2

CIBIL + Market Check

xAI

Fraud & AML Screening

Government Schemes Available

AI automatically checks eligibility across all schemes

CGTMSE

Collateral-free up to ₹5Cr

MUDRA Loan

Up to ₹10L for micro units

PMEGP

Subsidy up to 35% for new units

PM SVANidhi

Street vendor loans ₹10K–₹50K

Stand-Up India

₹10L–₹1Cr for SC/ST/Women

SIDBI SMILE

Equipment & infra for MSMEs

Simple 5-Step Process

01

Apply Online

Fill smart form — AI auto-fills CIN, GST, MCA data

02

AI Assessment

6-model ensemble analyses financials, GSTIN, CIBIL

03

Document Check

Gemini Pro OCR verifies ITR, financials, bank statements

04

Lender Match

Best lender from our 50+ network — HDFC, ICICI, SBI, SIDBI

05

Disbursement

Funds to your current account within 7-15 working days

Get AI Credit Assessment
in 90 Seconds

Submit your details and our 6-model AI will score your creditworthiness, check CGTMSE eligibility, and match you with the best lender.

✦ Check your loan eligibility free

Dul-fin

Online · Instant response

👋 Hi! Looking for finance solutions?

We offer Invoice Discounting, Supply Chain Finance, Working Capital, Vendor & Channel Finance — sanctioned in 6 hours!

No spam. We only call with relevant offers.

Dul-fin · Invoice Discounting · SCF · Working Capital
Cookies & Cache Consent
We use cookies and local cache to keep pages loading fast and reliable across your browser. Accepting keeps cached pages for 1 year (standard). Essential-only uses just what the app needs to function.
256-bit encrypted Faster page loads