Dulcet Holding
Dulcet HoldingInvestment Banking
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Receivables FinanceLive AI Pricing

Invoice Discounting in India

Convert unpaid invoices into instant working capital within 24 hours. AI-powered invoice verification, multi-lender bidding, and TReDS-compliant workflow.

1. Invoice discounting lets MSMEs unlock cash from unpaid B2B invoices upfront — get up to 90% advance within 24 hours without waiting for buyer payment.

2. Dulcet Holding's AI-powered platform auto-verifies invoices via GST reconciliation, buyer credit checks, and fraud detection across 50+ lenders for the best rate.

3. TReDS-compliant workflow with RXIL, M1xchange, and Invoicemart integration ensures RBI-regulated invoice discounting for MSMEs across Mumbai, Delhi, Bengaluru, and 230+ Indian cities.

4. No collateral required — financing is backed by the invoice and buyer creditworthiness, with repayment collected directly from the corporate buyer on due date.

5. Start invoice discounting from ₹5 lakh to ₹25 crore with interest rates starting at 10.50% p.a. — apply online and get sanctioned in 6 hours with 100% digital documentation.

Up to ₹25 Cr

Loan Amount

From 10.50% p.a.

Interest Rate

30–120 days

Tenure

24 Hours

Approval

Key Features

AI-powered invoice verification in <30 seconds
Up to 90% advance against invoice face value
Multi-lender competitive bidding for best rates
GST auto-reconciliation (GSTR-1 & GSTR-3B)
Buyer credit assessment via CIBIL integration
TReDS-compliant (RXIL, M1xchange, Invoicemart)
E-signing of discounting agreement
Real-time disbursement tracking & UTR

Eligibility & Requirements

MSME Udyam registration (Micro/Small/Medium)
Minimum annual turnover ₹50 lakh
Invoice must be B2B with GST-registered buyer
Buyer credit rating of BBB or above
Invoice ageing less than 90 days from due date
Valid GST returns for last 6 months
Bank statement for last 12 months

AI Market Intelligence

Live

Current Market Rate

9.5% to 14% per annum

Advantages

• Instant liquidity to bridge working capital gaps

• Non-recourse financing options protecting against bad debts

• Collateral-free funding based on buyer creditworthiness

Eligibility

• Valid MSME Udyam registration

• Verified GST-compliant invoices

• Proven track record with creditworthy corporate buyers

Compliance

• Mandatory registration on TReDS platforms like RXIL, Invoicemart, or M1xchange

• Strict adherence to RBI guidelines on receivables financing

• Seamless integration with GSTN for invoice verification and e-invoicing

Invoice Discounting Calculator

Amount (₹)

Rate (% p.a.)

Tenure (days)

Discount Amount

₹25,890

Net Disbursement

₹9,74,110

Related Finance Products

💵Bill Discounting🔄Factoring🔗Supply Chain Finance🏪Vendor Finance💰Working Capital

Ready to get Invoice Discounting?

Get sanctioned in 6 hours with AI-powered approval.

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Dul-fin · Invoice Discounting · SCF · Working Capital
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