Purchase Invoice Discounting in India

1. Purchase invoice discounting enables buyers to extend their payment terms to suppliers while the supplier receives early payment — financed by a third-party lender on the buyer's credit.

2. Dulcet Holding's AI platform validates supplier invoices, verifies GST compliance, checks buyer creditworthiness, and facilitates early supplier payment funded against the buyer's obligation.

3. Unlike sale invoice discounting (seller initiates), purchase invoice discounting is buyer-initiated — the corporate buyer extends terms (90–120 days) while the supplier gets paid in 48 hours.

4. AI payables engine analyzes buyer payment history, supplier relationship value, invoice concentration risk, and GST return consistency to determine the optimal discount rate per supplier.

5. Serving corporate buyers and their supplier networks across Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, and 230+ Indian cities with 48-hour supplier payment.