Dulcet Holding
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Sale Invoice Discounting in India

Discount sales invoices generated from B2B transactions. AI-powered verification, buyer credit check, and instant cash advance up to 90% of invoice value.

1. Sale invoice discounting allows businesses to raise immediate cash against sales invoices raised to B2B customers — bridging the gap between sale and payment realisation.

2. Dulcet Holding's AI platform verifies the sales invoice via GSTN e-invoice, checks buyer creditworthiness, and facilitates competitive bidding across 50+ lenders for the best discount rate.

3. Get up to 90% of invoice value as upfront cash advance, with the remaining 10% released upon buyer payment — no collateral required, backed only by the sales invoice and buyer credit.

4. AI fraud detection cross-checks invoice authenticity, buyer payment history, GST return filing consistency, and duplicate invoice prevention across all submitted sales invoices.

5. Serving manufacturers, traders, service providers, and MSMEs across Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, and 230+ Indian cities with 24-hour disbursement.

₹5L – ₹20 Cr

Loan Amount

From 10.50% p.a.

Interest Rate

30–90 days

Tenure

24 Hours

Approval

Key Features

AI sales invoice verification (<30 sec)
GSTN e-invoice auto-reconciliation
Buyer credit check via CIBIL
Up to 90% advance on invoice value
50+ lender competitive bidding
Fraud detection & duplicate prevention
E-signing of discount agreement
Real-time payment tracking & BRC

Eligibility & Requirements

Business with B2B sales invoices
GST registration mandatory
Invoice value minimum ₹5 lakh
Buyer GST-registered and creditworthy
Invoice aging less than 60 days
Valid e-invoice (if turnover > ₹5 Cr)
Bank statement for last 6 months

AI Market Intelligence

Live

Current Market Rate

9.5% to 14% per annum depending on buyer credit rating and MSME profile

Advantages

• Improved cash flow liquidity without debt accumulation

• Non-recourse financing options available on TReDS platforms

• Competitive interest rates compared to traditional working capital loans

Eligibility

• Must be a registered MSME under Udyam Registration

• Possess valid GST invoices issued to corporate or government buyers

• Clean track record of past invoice settlements

Compliance

• Strict adherence to RBI guidelines on TReDS platform operations

• Mandatory KYC and AML verification for both sellers and financiers

• Compliance with GST invoice reporting and e-invoicing standards

Sale Invoice Discounting Calculator

Amount (₹)

Rate (% p.a.)

Tenure (days)

Discount Amount

₹25,890

Net Disbursement

₹9,74,110

Ready to get Sale Invoice Discounting?

Get sanctioned in 6 hours with AI-powered approval.

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Dul-fin · Invoice Discounting · SCF · Working Capital
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