Dulcet Holding
Dulcet HoldingInvestment Banking
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Purchase Finance in India

Finance your purchase orders and raw material procurement. AI-powered PO validation, supplier verification, and direct payment to suppliers with deferred repayment terms.

1. Purchase finance enables businesses to fund their purchase orders — paying suppliers directly for raw materials, goods, or inventory — with deferred repayment terms to the financier.

2. Dulcet Holding's AI platform validates purchase orders, verifies supplier credentials, assesses buyer creditworthiness, and pays the supplier directly — reducing supply chain payment risk.

3. Unlike invoice discounting (which finances receivables), purchase finance finances payables — giving businesses the ability to procure inventory without straining working capital.

4. AI-driven PO validation cross-checks supplier GST status, past delivery performance, pricing benchmarks, and PO authenticity before disbursement to the supplier's bank account.

5. Serving manufacturers, traders, importers, and MSMEs across Mumbai, Delhi, Bengaluru, Chennai, Ahmedabad, and 230+ Indian cities with 48-hour approval and direct supplier payment.

₹10L – ₹30 Cr

Loan Amount

From 11.50% p.a.

Interest Rate

30–180 days

Tenure

48 Hours

Approval

Key Features

AI purchase order validation
Supplier credential verification
Direct payment to supplier bank
Deferred repayment to financier
Buyer credit assessment
GST & supplier KYC auto-check
PO authenticity & fraud detection
Real-time disbursement tracking

Eligibility & Requirements

Valid purchase order from buyer
GST-registered business
Supplier GST verification
Buyer creditworthiness assessment
Business vintage minimum 2 years
Annual turnover ₹1 Cr+
Bank account for repayment

AI Market Intelligence

Live

Current Market Rate

8.5% to 12.5% per annum depending on credit rating and collateral

Advantages

• Improved cash flow management through extended payment cycles

• Access to low-cost working capital without requiring traditional collateral

• Digitized, seamless procurement process via TReDS platforms

Eligibility

• Valid Udyam Registration Certificate for MSME classification

• Minimum operational track record of 2-3 years

• Satisfactory credit history and GST filing consistency

Compliance

• Adherence to RBI guidelines on Trade Receivables Discounting System

• Strict KYC and AML documentation as per PMLA regulations

• GST invoice verification and mandatory reporting on exchange platforms

Purchase Finance Calculator

Amount (₹)

Rate (% p.a.)

Tenure (days)

Discount Amount

₹25,890

Net Disbursement

₹9,74,110

Ready to get Purchase Finance?

Get sanctioned in 6 hours with AI-powered approval.

Dul-fin

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Dul-fin · Invoice Discounting · SCF · Working Capital
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