Dulcet Holding
Dulcet HoldingInvestment Banking
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Channel FinanceLive AI Pricing

Dealer Financing in India

End-to-end financing for dealer and distributor networks. AI-powered dealer onboarding, inventory financing, and channel credit limits anchored by the manufacturer.

1. Dealer financing enables manufacturers/OEMs to offer credit to their dealers and distributors — ensuring inventory purchase without cash flow strain on the channel partner.

2. Dulcet Holding's AI platform onboards dealers, verifies KYC, assesses creditworthiness via GST/bank data, and sets channel credit limits anchored by the manufacturer's guarantee.

3. Get dealer financing from ₹5 lakh to ₹20 crore per dealer with inventory-backed lending, PO-based financing, and auto-repayment on vehicle/goods sale — 100% digital workflow.

4. AI-powered dealer scoring model analyzes sales velocity, payment history, inventory turnover, and market demand to offer customized financing limits per dealer location.

5. Serving automotive, FMCG, electronics, agriculture, and pharma dealer networks across Mumbai, Delhi, Bengaluru, Chennai, and 230+ Indian cities with 24-hour approval.

₹5L – ₹20 Cr

Loan Amount

From 11.50% p.a.

Interest Rate

30–180 days

Tenure

24 Hours

Approval

Key Features

AI dealer onboarding & credit scoring
Inventory-backed financing
Purchase order (PO) based lending
Auto-repayment on goods sale
Manufacturer anchor guarantee
Bulk dealer KYC & verification
Real-time dealer performance dashboard
Channel-wise limit management

Eligibility & Requirements

Dealer: minimum 2 years in business
Manufacturer/OEM sponsorship required
Annual dealer turnover ₹50 lakh+
GST registration mandatory
Valid dealership agreement
Bank statement for last 12 months
Inventory/stock records available

AI Market Intelligence

Live

Current Market Rate

9.50% to 14.50% per annum depending on credit rating and collateral

Advantages

• Improved liquidity and working capital cycle without exhausting core credit lines

• Enhanced purchasing power allowing for bulk procurement and inventory management

• Seamless integration with TReDS platforms for competitive discounting and transparent pricing

Eligibility

• Must be a registered MSME as per Udyam registration guidelines

• Established business relationship with the Anchor/Corporate for a minimum period

• Satisfactory financial track record and positive credit bureau score

Compliance

• Adherence to RBI's guidelines on priority sector lending for MSMEs

• Mandatory KYC and AML documentation as per regulatory norms

• Registration on TReDS platforms as per RBI circulars on bill discounting systems

Dealer Financing Calculator

Amount (₹)

Rate (% p.a.)

Tenure (days)

Discount Amount

₹25,890

Net Disbursement

₹9,74,110

Ready to get Dealer Financing?

Get sanctioned in 6 hours with AI-powered approval.

Dul-fin

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Dul-fin · Invoice Discounting · SCF · Working Capital
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