Dulcet Holding
Dulcet HoldingInvestment Banking
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Export Bill Discounting in India

Discount export invoices and bills under LC, DP, or DA terms. AI-powered FX risk assessment, buyer country credit check, and instant INR disbursement.

1. Export bill discounting enables exporters to get immediate INR funds against export invoices/bills under LC, DP (Documents against Payment), or DA (Documents against Acceptance) terms.

2. Dulcet Holding's AI platform assesses buyer country risk, LC-issuing bank creditworthiness, FX exposure, and export realisation history to offer the best discount rate instantly.

3. Get export bill discounting up to ₹50 crore with rates as low as 7.50% p.a. — backed by ECGC cover, LC confirmation, and AI-driven foreign buyer credit assessment.

4. 100% compliant with RBI's Export Credit guidelines, FEMA regulations, and DGFT export documentation — auto-reconciliation with shipping bills, bills of entry, and bank realisation certificates (BRC).

5. Serving exporters across Mumbai, Delhi, Chennai, Ahmedabad, Surat, Coimbatore, Tiruppur, and 230+ Indian cities with multi-currency support and 48-hour disbursement.

Up to ₹50 Cr

Loan Amount

From 7.50% p.a.

Interest Rate

30–180 days

Tenure

48 Hours

Approval

Key Features

AI buyer country risk assessment
LC-issuing bank credit verification
FX risk monitoring & hedging advisory
ECGC cover integration
Multi-currency invoice support
Auto BRC & shipping bill reconciliation
Instant INR disbursement
FEMA & RBI compliant workflow

Eligibility & Requirements

Exporter IEC code mandatory
Minimum export turnover ₹1 Cr
Valid shipping bill / bill of lading
LC from bank rated A or above
ECGC policy (recommended)
Bank Realisation Certificate (BRC)
GST export registration (LUT/ bond)

AI Market Intelligence

Live

Current Market Rate

7.50% to 11.50% per annum depending on currency, tenor, and bank credit rating

Advantages

• Immediate liquidity infusion by converting credit-based export sales into upfront cash

• Non-recourse financing options to mitigate the risk of buyer default

• Competitive pricing through TReDS platforms and digitalized trade finance workflows

Eligibility

• Valid Import Export Code (IEC) issued by DGFT

• Proven track record of exports with valid purchase orders or letters of credit

• Good CIBIL score and positive financial performance history of the firm

Compliance

• Adherence to RBI's Master Direction on Export of Goods and Services

• Mandatory submission of Electronic Bank Realization Certificates (e-BRC) within stipulated timelines

• Compliance with FEMA (Foreign Exchange Management Act) guidelines regarding realization of export proceeds

Export Bill Discounting Calculator

Amount (₹)

Rate (% p.a.)

Tenure (days)

Discount Amount

₹25,890

Net Disbursement

₹9,74,110

Ready to get Export Bill Discounting?

Get sanctioned in 6 hours with AI-powered approval.

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Dul-fin · Invoice Discounting · SCF · Working Capital
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