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Compliance & Security · Dashboard

Regulatory Compliance Center

Government Norms & Statutory Compliance Management

0%

Overall Compliance

4 critical norms

7

Active Regulations

0

Active Licenses

0 expiring soon

0

Critical Violations

0

Pending Statutory

HIGHRBIconsumer_protection

RBI/2023-24/89

Ombudsman Scheme for Digital Payments

Grievance redressal mechanism for digital payment disputes

Key Requirements:

  • Display ombudsman details on platform
  • Max 30-day resolution timeline
  • Escalation matrix implementation
implemented
HIGHMEITYdata_protection

GDPR/EU/2016/679

General Data Protection Regulation (EU Compliance)

EU GDPR compliance for data processing and privacy protection applicable to Indian companies serving EU customers

Key Requirements:

  • Explicit user consent for data processing
  • Right to access personal data
  • Right to be forgotten
implemented
HIGHMEITYdata_protection

IT Act 2000 Section 43A

Data Protection and Privacy

Protection of personal data and compensation for failure to protect data

Key Requirements:

  • Implement reasonable security practices
  • ISO 27001 compliance recommended
  • Data breach notification within 72 hours
implemented
CRITICALRBIbanking

RBI/2015-16/234

Capital Adequacy Norms for NBFCs

Minimum capital adequacy ratio requirements for NBFCs

Key Requirements:

  • Minimum CAR of 15% of aggregate risk-weighted assets
  • Minimum Tier I capital of 10%
  • Maintain minimum NOF of ₹2 crore
implemented
CRITICALPMLAanti_money_laundering

PMLA Act 2002

Prevention of Money Laundering Act

Comprehensive AML framework to prevent money laundering and terrorist financing

Key Requirements:

  • KYC verification for all customers
  • PEP screening mandatory
  • Suspicious Transaction Report (STR) filing
implemented
CRITICALRBIbanking

RBI/2021-22/112

Digital Lending Guidelines

Regulatory framework for digital lending platforms including lending service providers (LSPs)

Key Requirements:

  • All loan disbursals directly to borrower bank account
  • All repayments to lender account only
  • No automatic debit without consent
implemented
CRITICALRBIbanking

RBI/2014-15/531

Fair Practices Code for NBFCs

Guidelines on Fair Practices Code for NBFCs to ensure transparent and fair treatment of customers

Key Requirements:

  • Loan application forms to be comprehensive
  • All-inclusive interest cost to be disclosed
  • Non-discrimination in lending
implemented
Regulatory Authorities Governing Our Operations

RBI

Reserve Bank of India

Banking, NBFCs, Payments

SEBI

Securities & Exchange Board

Investments, Mutual Funds

IRDAI

Insurance Regulatory Authority

Insurance Products

NPCI

National Payments Corporation

UPI, Digital Payments

FEMA

Foreign Exchange Management

Forex, Cross-border

MCA

Ministry of Corporate Affairs

Corporate Compliance

EPFO

Employees Provident Fund

Social Security

ESIC

Employees State Insurance

Health Insurance

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