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TReDS · RXIL · MSME Priority · RBI Compliant

Bill
Discounting

Get instant liquidity against your invoices with 6-model AI assessment — Invoice AI, GST AI, Risk AI, Credit AI, Market AI & Fraud AI. Rates from 8.5% p.a., T+1 disbursement.

Current Market Snapshot

Discount Rate8.5 – 13%
Max Invoice Size₹10 Crores
Tenure Range30 – 180 Days
DisbursementT+1 Settlement
RXIL Fee0.25% flat
Eligible EntitiesAll MSME Sellers
RBI · TReDS 2.0 · MSME Act 2006 Compliant
6-Engine AI Ensemble — Real-Time Assessment
Invoice AI

Invoice Pattern Analysis

GST AI

GST Reconciliation

Risk AI

Risk Narrative

Credit AI

Buyer Credit Check

Market AI

Market Rate Intel

Fraud AI

Fraud Detection

Live Calculator

Discount Cost Calculator

Invoice Amount (₹)₹10,00,000
Discount Rate (% p.a.)9.5%
Tenure (Days)90 days

Calculation Result

Invoice Amount₹10,00,000
Discount Amount₹23,425
Net Proceeds₹9,76,575
Effective Cost9.5% p.a.
Disbursement DayT+1 Working Day

You receive ₹9,76,575 today instead of waiting 90 days

How It Works

From invoice submission to money in your account — fully automated

01

Submit Invoice

Upload invoice with buyer GSTIN, amount & due date

02

AI Verification

6-model ensemble checks GST, fraud, buyer credit & market rates

03

Lender Bidding

Verified financiers compete to give you the lowest rate

04

Rate Lock

Best rate finalized — you accept with one click

05

T+1 Disburse

Funds credited to your account the next working day

06

Buyer Repays

On due date, buyer pays directly — cycle closed

Why Dul-fin Bill Discounting

6-Model AI Assessment

Invoice AI + GST AI + Risk AI + Credit AI + Market AI + Fraud AI consensus in under 60 seconds

RBI TReDS Compliant

Fully compliant with RBI TReDS 2.0 & MSME Act 2006 regulations

T+1 Disbursement

Funds credited next working day — fastest in the market

Lowest Rates Guaranteed

Competitive bidding from 50+ verified financiers ensures best rates

Zero Collateral

Invoice-backed financing — no additional collateral required

Real-Time Tracking

Track every stage via live dashboard with AI-powered alerts

Eligibility

GST registered MSME (Udyam preferred)
Minimum 6 months business operation
Invoice from creditworthy anchor buyer
GSTIN-linked invoice (IRN/e-invoice preferred)
Invoice amount: ₹1L – ₹10Cr per transaction
No existing NPA in banking system

Documents Needed

GST Certificate + Last 12 months GST returns
PAN Card (business + directors)
Invoice copy + E-way bill / delivery proof
Bank statements (last 6 months)
Udyam Registration Certificate
KYC of authorized signatory

Get Your Invoice
Assessed in 60 Seconds

Our AI ensemble analyses your invoice, checks buyer credit, validates GST, and finds you the lowest discount rate — automatically.

Dul-fin

Online · Instant response

👋 Hi! Looking for finance solutions?

We offer Invoice Discounting, Supply Chain Finance, Working Capital, Vendor & Channel Finance — sanctioned in 6 hours!

No spam. We only call with relevant offers.

Dul-fin · Invoice Discounting · SCF · Working Capital
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