Dulcet Holding
Dulcet HoldingInvestment Banking
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Approval Tracking

Loan Approval Process

Application ID: DHIPL-2026-XXXXXX

Current Stage

Credit Assessment

Processing Time

24-48 hours remaining

Next Action

Underwriting review pending

Approval Stages

Application Received

Completed: 28/5/2026, 10:00:00 am

Document Verification

Completed: 28/5/2026, 2:30:00 pm

Credit Assessment

Estimated: 24-48 hours

Underwriting Review

Final Approval

Loan Agreement

Disbursement

AI Credit Assessment

Credit Score

782

Excellent (750+)

DTI Ratio

2.8x

Healthy (<3x)

Current Ratio

1.85

Good (>1.5x)

Debt/Equity

1.2

Optimal (<2x)

AI Recommendation

✓ APPROVE

Recommended Terms

₹85L @ 11.5% for 36 months

Activity Timeline

Application submitted

28/5/2026, 10:00:00 am

Documents verified by AI

28/5/2026, 2:30:00 pm

Credit assessment initiated

28/5/2026, 3:00:00 pm

Financial analysis completed

29/5/2026, 11:00:00 am

Expected underwriting decision

30/5/2026, 4:00:00 pm

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